Swap Stellar (XLM) to Bitcoin (BTC)

Compare offers from partner exchanges and get your BTC straight to your wallet.

Start a swap

You get

Rate type

The final amount is set when your XLM arrives.

Fees included

XLM to BTC at a glance

Partners that list both coins
5: Exolix, ChangeNOW, StealthEX, Trocador, and SideShift.ai
You send
XLM on Stellar
You get
BTC on Bitcoin
Your BTC address on Bitcoin
Starts with bc1, 1, or 3 and has 26–62 characters.
Networks for XLM
2: Stellar and BNB Smart Chain (BEP-20)
Networks for BTC
6: Bitcoin, Bitcoin Lightning, Liquid Network, BNB Smart Chain (BEP-20), Solana (SPL), and OP Mainnet (Optimism)
Confirmation on Bitcoin
Usually 20–60 minutes
Offers for 1,000 XLM
3 partners we asked made an offer
Minimum
27.3060847 XLM
Time the partners state
2–30 minutes after your deposit is confirmed

Coin lists checked: October 19, 2026 at 7:47 PM UTC.

Offers checked: October 19, 2026 at 6:44 PM UTC. Offers and minimums change with the market; the swap card asks the partners again.

Partners that need your details to make an offer answer only when you ask for offers on the swap card.

How to swap XLM to BTC

  1. Step 1

    Enter the amount of XLM

    Choose XLM and BTC on the swap card and type how much XLM you want to send. The card shows how much BTC you get, with every swap fee already taken out.

  2. Step 2

    Check your offer

    The card uses the offer that gives you the most BTC. “Other offers” lets you compare the partners. Then tap “Swap”.

  3. Step 3

    Add your BTC address

    Paste the address of your BTC wallet on the Bitcoin network, with the memo if your exchange shows one. Check your swap and tap “Create swap”.

  4. Step 4

    Send your XLM

    Send exactly the amount shown, on the Stellar network, to the address the partner gives you. Add the memo if one is shown. Your BTC goes straight to your wallet.

Good to know about this pair

  • When you send XLM, add the memo shown on the Send screen. Without it, the partner can't match your coins.
  • XLM exists on 2 networks. Choose the network your wallet uses; address and network must match.
  • BTC exists on 6 networks. Choose the network your wallet uses; address and network must match.
  • If your amount is below the minimum, the swap card says so and offers to use it.
  • The amount under “You get” has every swap fee already taken out. Your wallet's network fee to send XLM is extra.
  • Amounts come from live offers and change with the market.

Questions about XLM to BTC

Which network should I use for XLM?
Which network should I use for BTC?
Do I need a memo to send XLM?
Do I need a memo for BTC?
Do I need an account to swap XLM to BTC?
How long does a swap from XLM to BTC take?
Is there a minimum amount?

Ready when you are.