Swap Tether USDT (TRC-20) to XRP

Compare offers from partner exchanges and get your XRP straight to your wallet.

Start a swap

You get

Rate type

The final amount is set when your USDT arrives.

Fees included

USDT (TRC-20) to XRP at a glance

Partners that list both coins
3: ChangeNOW, StealthEX, and SideShift.ai
You send
USDT on Tron (TRC-20)
USDT token contract on Tron (TRC-20)
TR7NHqjeKQxGTCi8q8ZY4pL8otSzgjLj6tCheck it on Tronscan (opens in a new tab)
You get
XRP on XRP Ledger
Your XRP address on XRP Ledger
Starts with r and has 25–35 characters. An exchange account may also need a destination tag.
Networks for USDT
20: Tron (TRC-20), Ethereum (ERC-20), BNB Smart Chain (BEP-20), Solana (SPL), Polygon (PoS), Arbitrum One, OP Mainnet (Optimism), Base, Avalanche C-Chain, TON, NEAR Protocol, Aptos, Algorand, Polkadot, Tezos, EOS, opBNB, Celo, Kava EVM, and Liquid Network
Networks for XRP
2: XRP Ledger and BNB Smart Chain (BEP-20)
Confirmation on Tron (TRC-20)
Usually 1–5 minutes
Offers for 500 USDT
2 partners we asked made an offer
Minimum
11.897486 USDT
Time the partners state
2–30 minutes after your deposit is confirmed

Coin lists checked: October 19, 2026 at 7:47 PM UTC.

Offers checked: October 19, 2026 at 8:20 PM UTC. Offers and minimums change with the market; the swap card asks the partners again.

Partners that need your details to make an offer answer only when you ask for offers on the swap card.

How to swap USDT (TRC-20) to XRP

  1. Step 1

    Enter the amount of USDT (TRC-20)

    Choose USDT (TRC-20) and XRP on the swap card and type how much USDT (TRC-20) you want to send. The card shows how much XRP you get, with every swap fee already taken out.

  2. Step 2

    Check your offer

    The card uses the offer that gives you the most XRP. “Other offers” lets you compare the partners. Then tap “Swap”.

  3. Step 3

    Add your XRP address

    Paste the address of your XRP wallet on the XRP Ledger network, with the memo if your exchange shows one. Check your swap and tap “Create swap”.

  4. Step 4

    Send your USDT (TRC-20)

    Send exactly the amount shown, on the Tron (TRC-20) network, to the address the partner gives you. Add the memo if one is shown. Your XRP goes straight to your wallet.

Good to know about this pair

  • Receiving XRP in an exchange account? Add the destination tag your exchange shows with the address, or the coins can be lost or delayed.
  • USDT exists on 20 networks. Choose the network your wallet uses; address and network must match.
  • XRP exists on 2 networks. Choose the network your wallet uses; address and network must match.
  • Sending USDT (TRC-20) from your own wallet costs a network fee in TRX, so keep a little TRX in that wallet.
  • If your amount is below the minimum, the swap card says so and offers to use it.
  • The amount under “You get” has every swap fee already taken out. Your wallet's network fee to send USDT (TRC-20) is extra.
  • Amounts come from live offers and change with the market.

Questions about USDT (TRC-20) to XRP

Which network should I use for USDT?
Which network should I use for XRP?
Do I need a destination tag to receive XRP?
Do I need an account to swap USDT (TRC-20) to XRP?
How long does a swap from USDT (TRC-20) to XRP take?
Is there a minimum amount?

Ready when you are.