Swap Tether USDT (TRC-20) to Stellar (XLM)

Compare offers from partner exchanges and get your XLM straight to your wallet.

USDT (TRC-20) to XLM at a glance

Partners that list both coins: 4: Exolix, ChangeNOW, StealthEX, and SideShift.ai
You send: USDT on Tron (TRC-20)
USDT token contract on Tron (TRC-20): TR7NHqjeKQxGTCi8q8ZY4pL8otSzgjLj6tCheck it on Tronscan (opens in a new tab)
You get: XLM on Stellar
Your XLM address on Stellar: Starts with G and has 56 characters. An exchange account may also need a memo.
Networks for USDT: 20: Tron (TRC-20), Ethereum (ERC-20), BNB Smart Chain (BEP-20), Solana (SPL), Polygon (PoS), Arbitrum One, OP Mainnet (Optimism), Base, Avalanche C-Chain, TON, NEAR Protocol, Aptos, Algorand, Polkadot, Tezos, EOS, opBNB, Celo, Kava EVM, and Liquid Network
Networks for XLM: 2: Stellar and BNB Smart Chain (BEP-20)
Confirmation on Tron (TRC-20): Usually 1–5 minutes · Transfer times explained
Offers for 500 USDT: 3 partners we asked made an offer
Minimum: 12.0788931 USDT
Time the partners state: 2–30 minutes after your deposit is confirmed

Coin lists checked: October 20, 2026 at 1:50 PM UTC.

Offers checked: October 20, 2026 at 3:17 PM UTC. Offers and minimums change with the market; the swap card asks the partners again.

Partners that need your details to make an offer answer only when you ask for offers on the swap card.

How to swap USDT (TRC-20) to XLM

Step 1
Enter the amount of USDT (TRC-20)
Choose USDT (TRC-20) and XLM on the swap card and type how much USDT (TRC-20) you want to send. The card shows how much XLM you get, with every swap fee already taken out.
Step 2
Check your offer
The card uses the offer that gives you the most XLM. “Other offers” lets you compare the partners. Then tap “Swap”.
Step 3
Add your XLM address
Paste the address of your XLM wallet on the Stellar network, with the memo if your exchange shows one. Check your swap and tap “Create swap”.
Step 4
Send your USDT (TRC-20)
Send exactly the amount shown, on the Tron (TRC-20) network, to the address the partner gives you. Add the memo if one is shown. Your XLM goes straight to your wallet.

Good to know about this pair

Receiving XLM in an exchange account? Add the memo your exchange shows with the address, or the coins can be lost or delayed.
USDT exists on 20 networks. Choose the network your wallet uses; address and network must match.
XLM exists on 2 networks. Choose the network your wallet uses; address and network must match.
Sending USDT (TRC-20) from your own wallet costs a network fee in TRX, so keep a little TRX in that wallet.
If your amount is below the minimum, the swap card says so and offers to use it.
The amount under “You get” has every swap fee already taken out. Your wallet's network fee to send USDT (TRC-20) is extra.
Amounts come from live offers and change with the market.

Guides for this swap

Questions about USDT (TRC-20) to XLM

Which network should I use for USDT?

Use the same network as your wallet. If you receive USDT, it's the network your wallet or exchange shows on its Receive screen. If you send it, it's the network your USDT is on now. USDT is available on: Tron (TRC-20), Ethereum (ERC-20), BNB Smart Chain (BEP-20), Solana (SPL), Polygon (PoS), Arbitrum One, OP Mainnet (Optimism), Base, Avalanche C-Chain, TON, NEAR Protocol, Aptos, Algorand, Polkadot, Tezos, EOS, opBNB, Celo, Kava EVM, and Liquid Network.

Which network should I use for XLM?

Use the same network as your wallet. If you receive XLM, it's the network your wallet or exchange shows on its Receive screen. If you send it, it's the network your XLM is on now. XLM is available on: Stellar and BNB Smart Chain (BEP-20).

Do I need a memo to receive XLM?

Only if your XLM address belongs to an exchange account that shows a memo with it. Then add it on the Swap details page, or your coins can be lost or delayed.

Do I need an account to swap USDT (TRC-20) to XLM?

No. You don't need an account with GlobalSwap: you only enter the address that receives your XLM and, if you like, a refund address. The partner that carries out your swap may pause it and ask for identity verification, for example if its checks flag a transaction.

How long does a swap from USDT (TRC-20) to XLM take?

Your swap starts when the Tron (TRC-20) network confirms your deposit. Then the partner swaps your coins and sends your XLM, which usually takes a few minutes. Your wallet shows your XLM once the Stellar network confirms it too. Your swap's page shows each step. When we last checked, the partners stated 2–30 minutes from your confirmed deposit to the payout.

Is there a minimum amount?

Yes. When we checked on October 20, 2026 at 3:17 PM UTC, partners accepted this pair from 12.0788931 USDT. The minimum changes with the market and network fees. If your amount is below it, the swap card says so and offers to use the minimum.